When a home is purchased, the buyer is given a title to the property. There can sometimes be a mistake in a previous deed, mortgage, will etc., that can result in a legal claim against the property. For a new home, it can protect against loss should a defect arise. Title Insurance protects the interests of both the lender and home buyer and covers the insured party against claims and legal fees that could arise.
Unexpected title claims include:
When purchasing a home, the buyer writes an earnest money check that is placed in “escrow”. Escrow is a financial arrangement in which a third party holds and regulates payment of the funds until a contract is negotiated between the buyer and seller. Once the transaction is finalized, the proper funds can be released. Escrow protects both parties and reduces the risk of fraud.
PLEASE NOTE: In the preparation of these web pages, every effort has been made to offer the
most current, correct and clearly expressed information possible. Nonetheless, inadvertent
errors can occur, and applicable laws and regulations often change. Accordingly, ROC Title,
LLC reserves the right to update and change its website to reflect changes in Title Rates, to
correct typographical errors, to revise information, or for any other reason that, in the sole
discretion of ROC Title, LLC, best suits the purposes of the Company.
ROC Title, LLC presents the information on this web site and links to other sites as a service to
our clients and other Internet users. We make no representation, warranty or guarantee
concerning the accuracy or reliability of the content on sites to which we link. Any unauthorized
downloading and distribution of any copyrighted material from this site or sites to which we link,
without the copyright owner’s written permission, is strictly prohibited.
None of the information provided on ROC Title, LLC’s website should be construed as legal
advice, nor as a substitute for either a Title Insurance commitment or Title Insurance policy.
Title Insurance commitments and policies are legal contracts, the terms and applications of
which are governed by the laws of the state in which the property is located. Therefore, in the
unlikely event of a conflict between the statements made in this web page and the terms and
conditions of the actual commitment and/or policy, the actual commitment and/or policy will
govern. You may wish to consult with an attorney concerning title insurance, as well as any
legal questions or advice regarding any real estate transaction.
AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT
This is to give you notice that Realty One Group (hereinafter “ROG”) has a business relationship
with ROC Title, LLC (“ROC Title”). The nature of the relationship is that some or all of the
shareholders/owners of ROG own, either directly or via a “holding company”, up to 50% of ROC
Title. Because of this relationship, this referral may provide the shareholders/owners of ROG
with a financial or other benefit.
YOU ARE NOT REQUIRED TO USE THE LISTED PROVIDERS AS A CONDITION FOR THE
PURCHASE OR REFINANCE OF THE SUBJECT PROPERTY. THERE ARE FREQUENTLY
OTHER TITLE INSURANCE AND/OR SETTLEMENT PROVIDERS WITH SIMILAR
SERVICES. YOU ARE FREE TO AND ARE ENCOURAGED TO SHOP AROUND TO
DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE
FOR THESE SERVICES.
Terms and Conditions
Welcome to our website. If you continue to browse and use this website, you are
agreeing to comply with and be bound by the following terms and conditions of use,
relation to this website. If you disagree with any part of these terms and conditions,
please do not use our website.
The content of the pages of this website is for your general information and use only. It
is subject to change without notice.
be used, non-personal information may be stored.
Neither we nor any third parties provide any warranty or guarantee as to the accuracy,
timeliness, performance, complete- ness or suitability of the information and materials
found or offered on this website for any particular purpose. You ac- knowledge that such
information and materials may contain inaccuracies or errors and we expressly exclude
liability for any such inaccuracies or errors to the fullest extent permitted by law.
Your use of any information or materials on this website is entirely at your own risk, for
which we shall not be liable. It shall be your own responsibility to ensure that any
products, services or information available through this website meet your specific
This website contains material which is owned by or licensed to us. This material
includes, but is not limited to, the design, layout, look, appearance and graphics.
Reproduction is prohibited other than in accordance with the copyright notice, which
forms part of these terms and conditions.
All trade marks reproduced in this website which are not the property of, or licensed to,
the operator are acknowledged on the website. Unauthorized use of this website may
give rise to a claim for damages and/or be a criminal offense.
From time to time this website may also include links to other websites. These links are
provided for your convenience to provide further information. They do not signify that we
endorse the website(s). We have no responsibility for the content of the linked
Your use of this website and any dispute arising out of such use of the website is
subject to the laws of the United States of America.
ROC Title, LLC. is fully committed to the protection and security of the information provided to
us by you, our clients, and others who use roctitle.com (“Site”). We want you to be comfortable
and confident about your privacy, so you can enjoy participating in our online offerings and so
that we can better serve your needs.
Our Privacy Statement discloses what you will want to know about our approach to privacy and
how your personal information is collected and used. Your use of our Site constitutes your
acceptance of this Privacy Statement and your consent to the practices it describes.
Location of Servers and Transfer of Information to the United States
The Site is hosted by servers in the United States. If you are located outside of the United
States, your Personal Information will be transferred to the United States. By submitting your
Personal Information, you consent to its transfer to the United States and to its storage,
processing, and use there in accordance with this Privacy Statement.
Scope of this Privacy Statement
This Privacy Statement applies to your use of this Site only. We do not own, operate or control
the web sites of our sales associates. Accordingly, this Statement does not apply to a sales
associate’s web site or to a sales associate’s collection, use, storage and disclosure of your
1. Collection and Use of Your Personal Information
We collect your Personal Information on the Site in order to enhance the services we offer you.
We collect Personal Information from you only when you voluntarily submit it in order to obtain
certain services or information, including (A) registrations for special communications, such as
saving a search for you and, but only if you request it, sending you new listings that fit the profile
of your saved search; (B) requests to receive a quote, open a new order, or to contact a title
representative; (C) requests to contact us; (D) requests to receive periodic industry updates;
and (E) applications for employment.
Requests to Receive a Quote or Open a new policy.
If you submit a request through this site to open a new policy, receive a quote or contact a ROC
Title representative, you will be asked to provide Personal Information and we refer this
information to sales associates to respond to your request. For example, if you ask to receive a
quote in your particular area, you will be directed to a ROC Title location in that area.